:root{--bg:#f6f8fb;--surface:#fff;--text:#0f172a;--muted:#526071;--line:#dbe3ef;--brand:#0f7a4f;--brand2:#0b5f3d;--warn:#8a2f21;--soft:#eef7f2;--shadow:0 20px 55px rgba(15,23,42,.10);--radius:22px;--max:1160px;--header:76px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);background:radial-gradient(900px 500px at 12% -10%,rgba(15,122,79,.12),transparent 60%),radial-gradient(800px 500px at 90% 0,rgba(29,78,216,.08),transparent 58%),var(--bg);line-height:1.65}img{max-width:100%;display:block}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9999}.container{max-width:var(--max);margin:auto;padding:0 22px}.site-header{position:fixed;top:0;left:0;right:0;height:var(--header);z-index:50;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid rgba(15,23,42,.08)}.navbar{height:100%;display:flex;align-items:center;gap:18px;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-weight:900;color:var(--text)}.brand:hover{text-decoration:none}.brand-badge{display:grid;place-items:center;width:36px;height:36px;border-radius:12px;background:var(--brand);color:#fff}.nav-links{display:flex;gap:10px;align-items:center}.nav-links a{color:#1f2937;font-weight:750;padding:8px 10px;border-radius:12px}.nav-links a:hover,.nav-links a.is-active{background:var(--soft);text-decoration:none}.nav-toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--brand);background:var(--brand);color:#fff;font-weight:850;border-radius:14px;padding:12px 18px;cursor:pointer;box-shadow:0 10px 24px rgba(15,122,79,.18)}.btn:hover{background:var(--brand2);text-decoration:none}.btn-outline{background:#fff;color:var(--brand);box-shadow:none}.btn-small{padding:9px 13px;font-size:.92rem}.page-main{padding-top:var(--header)}.hero{padding:88px 0}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.8rem);line-height:1.02;margin:12px 0 20px;letter-spacing:-.045em}.lead{font-size:1.16rem;color:var(--muted);max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--brand);font-weight:900;font-size:.78rem}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.trust-row span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;color:#334155;font-weight:700;font-size:.9rem}.hero-card{position:relative}.hero-card>img,.feature>img{border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid rgba(15,23,42,.08);background:#fff}.note-card{position:absolute;left:22px;right:22px;bottom:22px;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border:1px solid rgba(15,23,42,.08);border-radius:18px;padding:16px;box-shadow:var(--shadow)}.note-card strong,.note-card span{display:block}.note-card span{color:var(--muted);font-size:.94rem}.section{padding:76px 0}.section.soft{background:linear-gradient(180deg,rgba(255,255,255,.4),rgba(238,247,242,.75));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{text-align:center;max-width:780px;margin:0 auto 34px}.section-head h2,.feature h2,.card h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.1;margin:8px 0 14px}.cards{display:grid;gap:22px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{background:rgba(255,255,255,.86);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 14px 34px rgba(15,23,42,.06)}.card h3{font-size:1.35rem;margin:.2rem 0 .6rem}.card p{color:var(--muted)}.warning{border-color:rgba(138,47,33,.25);background:#fff8f6}.number{display:inline-grid;place-items:center;width:42px;height:42px;background:var(--soft);border-radius:14px;color:var(--brand);font-weight:900}.feature{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}.check{padding-left:0;list-style:none}.check li{margin:12px 0;padding-left:28px;position:relative}.check li:before{content:'✓';position:absolute;left:0;color:var(--brand);font-weight:900}.risk{border-left:4px solid var(--warn);padding:12px 16px;background:#fff8f6;border-radius:0 12px 12px 0;color:#5b2b24}.page-hero{padding:72px 0 44px;background:linear-gradient(180deg,rgba(238,247,242,.9),rgba(246,248,251,.15));border-bottom:1px solid var(--line)}.list{display:grid;gap:14px}.list-item{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:22px 24px;border:1px solid var(--line);background:#fff;border-radius:18px;color:var(--text);box-shadow:0 10px 24px rgba(15,23,42,.04)}.list-item span{color:var(--muted)}.faq{display:grid;gap:14px}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.faq summary{font-weight:900;cursor:pointer}.form{display:grid;gap:14px}.form label{font-weight:800}.form input,.form textarea{width:100%;margin-top:6px;border:1px solid var(--line);border-radius:14px;padding:13px 14px;font:inherit;background:#fff}.agree{display:flex;gap:10px;align-items:flex-start;font-weight:650}.agree input{width:auto;margin-top:6px}.article .card{max-width:860px;margin:auto}.footer{background:#0f172a;color:#dbeafe;padding:54px 0 24px;margin-top:50px}.footer .brand{color:#fff}.footer p{color:#b6c2d1}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{display:block;color:#dbeafe;margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px}.cookie-banner{position:fixed;left:18px;right:18px;bottom:18px;max-width:780px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px;box-shadow:var(--shadow);display:none;z-index:80}.cookie-banner p{margin:0 0 12px;color:var(--muted)}.cookie-banner div{display:flex;gap:10px;flex-wrap:wrap}@media (max-width:900px){.hero-grid,.feature,.grid-2,.cards.three,.footer-grid{grid-template-columns:1fr}.nav-toggle{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px 12px;font-weight:900}.nav-links{display:none;position:absolute;top:var(--header);left:12px;right:12px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:12px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.is-open{display:flex}.navbar>.btn{display:none}.hero{padding:54px 0}.list-item{display:block}.note-card{position:static;margin-top:14px}.hero h1,.page-hero h1{font-size:2.45rem}}